Anderson Appraisal ServicesAnderson Appraisal Services is TX state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to call Anderson Appraisal Services, as we are approved and certified to perform FHA appraisals. A certain amount of the regular training our staff at Anderson Appraisal Services receives deals exclusively with comprehending the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is insured by them. No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower doesn't pay their loan. Applicable to all purchasers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are particularly useful to those homebuyers with less available starting capital. |